A debt slouch is someone who lets laziness put their financial health at risk. They either ignore growing debt problems or waste valuable time by putting off the treatment. This starts the spiral of bad debt and denial that leaves the slouch with limited options in terms of the debt solutions that are available. Whether it’s down to self-consciousness, fear or just being idle, the debt slouch will find that their inaction at an early stage leads to a lot more work when their situation gets worse. So, it makes no sense to put off the debt problem; it’s not going anywhere.
Being a debt slouch doesn’t help anyone either. After all, ignoring your debt won’t make it go away; it will just get worse. So, instead of doing the small things that can make a big difference early on, the debt slouch will procrastinate, put-off and leave themselves with just the most severe solutions later. The first thing you should do when you can see debt problems on the horizon is ask for help. It’s not hard but it can solve the problem of bad debt before it starts. Of course, the slouch doesn’t see this. They would rather ignore the problem, hoping that it will somehow solve itself. They’re too lazy to make the couple of clicks that would put them in touch with a specialist debt advisor, able to offer financial first aid at a stage where severe debt problems can be averted.
The debt slouch may be acting this way because they’re afraid. They hide their heads in the sand and hope that the problem will solve itself. It won’t. There’s no need to face it alone though. Don’t be a lazy debt slouch; get help and get debt healthy.
RUBEN
on June 27 2010
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